PSD2 - Open Banking for Third Party Providers
Dedicated Interface
We are partnering with Token.io(new tab) to provide and support a dedicated interface for third-party payment service providers (''TPPs''). The complete documentation and the on-boarding instructions can be found in the Token.io developer portal(new tab).
Contingency Mechanism
As part of its legal obligations under PSD2, N26 has implemented a contingency mechanism, which provides the following:
Reliable identification of a TPP via possession of a valid Qualified Website Authentication Certificate (QWAC);
Secure and authorised access to an account
TPPs may access our contingency mechanism via the following URL:
https://tpp.tech26.de
Access to the above URL and establishing the TLS connection requires implementation of a qualified certificate.
In order to obtain the detailed technical documentation a TPP may contact N26 via open.banking@n26.com and provide N26 with a valid eIDAS certificate (QWAC). After reviewing the validity of the certificate, N26 will provide a TPP with the requested detailed documentation and support.
Interface Availability and Performance Data
The reports below compare the availability and performance of our PSD2 dedicated interface with the N26 user interface: