How to top up my account?

You can top up your account in 2 ways: CASH26 (in Germany, Austria, and Italy) or via SEPA transfer (all regions).

To make a transfer, it must be in EUR and within SEPA. You’ll just need to provide your IBAN and your name as it’s written on the ID you used to create your account. You should also know that:

  • For the transfer details, make sure the recipient’s name is your name as it’s written on the identity document you used to prove your identity (especially if you have an N26 Business account – we don’t accept company names).

  • In France, your first transfer can only be sent from another one of your accounts. For all other regions, you can use any other bank account to make the transfer (it doesn’t have to be under your name).

Immediately after verification you'll be able to instantly top up your account directly from your mobile app. You'll be able to choose between a Bank Transfer, a CASH26 deposit or you can request money from a friend. All you need to do is enter the bank details of your other account and choose an amount between 20 € and 150 €. Please note that the instant top up feature is only available when topping up your account for the first time.

Want to tell your friends about us and earn some money? Get €15 for each friend that you successfully refer to N26. Learn more about our Refer a Friend Program.