What is the maximum I can spend?
The maximum daily limits (total sum within 24 hours) for card payments are:
ATM withdrawals: €2.500 (or €600 in Togo, Congo, Benin, Ivory Coast, Kenya, Cameroon, Nigeria, Senegal, and Algeria for French customers)
In-store or online payments: €5.000
You can set your own daily ATM withdrawal and payment limits within our limits directly in the app by tapping 👤 My Account then Card settings.
The maximum daily limits (rolling 24 hours) for bank transfers are:
MoneyBeam to N26 customers (both parties must be visible): €1.000
MoneyBeam to non-N26 customers: €100
Outgoing transfers: €50.000
Incoming transfers: No limit
The maximum monthly limits (total sum) are:
Card payments: €20.000
ATM withdrawals (in France only): €10.000
Want to tell your friends about us and earn some money? Get €15 for each friend that you successfully refer to N26. Learn more about our Refer a Friend Program.