What is the maximum I can spend?

The maximum daily limits (total sum within 24 hours) for card payments are:

  • ATM withdrawals: €2.500 (or €600 in Togo, Congo, Benin, Ivory Coast, Kenya, Cameroon, Nigeria, Senegal, and Algeria for French customers)

  • In-store or online payments: €5.000

You can set your own daily ATM withdrawal and payment limits within our limits directly in the app by tapping 👤 My Account then Card settings.

The maximum daily limits (rolling 24 hours) for bank transfers are:

  • MoneyBeam to N26 customers (both parties must be visible): €1.000

  • MoneyBeam to non-N26 customers: €100

  • Outgoing transfers: €50.000

  • Incoming transfers: No limit

The maximum monthly limits (total sum) are:

  • Card payments: €20.000

  • ATM withdrawals (in France only): €10.000

Want to tell your friends about us and earn some money? Get €15 for each friend that you successfully refer to N26. Learn more about our Refer a Friend Program.