How to use Moneybeam?

MoneyBeam allows you to send money to your smartphone’s contacts without knowing their bank account details. In order to send a MoneyBeam, log into the app:

  1. From the Home screen choose the Actions tab,

  2. Tap Send Money followed by the MoneyBeam option,

  3. Either select a contact from your phone’s contact list or add a recipient manually, using their phone number or email address. For this to work, the recipient has to be visible as an N26 customer,

  4. Enter the amount and a reference text,

  5. Confirm with your Confirmation PIN and the push message you receive.

N26 customers will receive the transfer instantly. You can send up to €1.000 to other N26 customers within a 24-hour period.

Want to tell your friends about us and earn some money? Get €15 for each friend that you successfully refer to N26. Learn more about our Refer a Friend Program.