How to use Moneybeam?

MoneyBeam enables you to send money to your contacts instantly, without having to enter their bank details. You can also request a MoneyBeam from your contacts, in order to receive money. To use MoneyBeam, you and your contacts have to be visible as N26 users.

1. Select Send money, then MoneyBeam
2. Select a contact from your list or add one by entering their phone number and email address.
3. Enter an amount and a reference.
4. Enter your confirmation PIN and confirm the push notification that you will receive.

1. Select Add money
2. Tap Request from friends
3. Select a contact from your list or add one by entering their phone number and email address.
4. Enter an amount and a reference.
5. As soon as your contact confirms your request, you will receive the amount you asked for.

The limit for MoneyBeams is €1000 per transaction and €5000 every 24 hours.

You can send GIFs as an additional reference text when using MoneyBeam. Once the MoneyBeam is complete, the recipient will be able to see a film emoji as a prefix on the received transfer in the home screen, letting them know the transfer has an attached GIF. The recipient can view the gif within the transfer details along with the reference text.

The GIFs are provided to you directly by Giphy, Inc. and not by N26. Be aware that Giphy is a US-based company who may process your personal data in the US. You can find information on how Giphy processes your personal data when you attach and send GIFs in the Giphy Privacy Policy (new tab).   

1. Select Send money, then MoneyBeam.
2. Select a contact from your list or add one by entering their phone number and email address.
3. Enter an amount and a reference.
4. Select Attach GIF, and either search or scroll for the GIF you want to attach
5. Enter your confirmation PIN and confirm the push notification that you will receive.

Would you like to tell your friends about us and earn some money at the same time? Learn more about our friend referral program.