Can I open an account if I live outside the eurozone?
If you live in Poland, Sweden, Denmark, Norway, Liechtenstein, Switzerland or Iceland you may open an account with us. We offer:
The choice between a standard bank account or N26 Business.
Accounts in €, a German IBAN, and transfers with SEPA or Moneybeam.
Good currency conversion with your Mastercard debit card.
Free shipping of your Mastercard or €25 for express.
Foreign currency transfers with TransferWise (with the standard account).
5 free ATM withdrawals in € in the EU (1.7% markup on foreign currencies withdrawals).
0.1% cashback on all card payments (for Business accounts).
2 Spaces in addition to the main account.
A bonus for every friend you successfully invite to N26 with our Refer a Friend Program.
Tips for incoming and outgoing transfers:
We recommend choosing your local currency to get the best exchange rate when using your Mastercard for purchases or to withdraw cash (if not, additional fees may apply).
For outgoing transfers to € accounts, simply use the app's internal SEPA transfer. For outgoing transfers to non-€ accounts, use TransferWise in the app.*
*Please note: TransferWise is unavailable for N26 Business accounts (only SEPA transfers in EUR).