How to get a p-account?

In order to get a p-account, please fill out this p-account form and sign it. You'll also find this link in the in-app message you received from us regarding your garnishment in Messages from N26. Please send the form back as a direct reply to that message.

Please note:

  • We report your p-account conversion to Schufa Holding AG.
  • If your account has been garnished and you have an open credit or overdraft at the time of conversion to a P-account, we'll have to cancel your overdraft and/ or credit.
  • You're allowed to have only one P-account. Having multiple p-accounts (even at other banks) is a violation of the law and can lead to an extraordinary termination without notice of your N26 account.
  • Upon activation of the P-Account, all Spaces will be removed and the funds will be moved to your main account. You'll no longer be able to create new Spaces
  • If you are a Joint Account holder, be informed that your P-Account request will trigger its closure. In case of P-Account, you will be unable to open a Joint Account.
  • If you are a Savings account holder, be informed that these funds are not automatically protected by your P-Account. To have the funds in your Savings account transferred to your main account for protection, ask for a specialist in the support chat. You must do this within the first month after the garnishment is put on your account.

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