What is the maximum I can spend?

Card payments in stores and online

  • Daily limit: €20,000 (applies alongside the monthly limit)
  • Monthly limit: €20,000

Cash withdrawals

  • A daily limit of €1,000 applies to: Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.
  • A daily limit of €400 applies to: Togo, Congo, Benin, Ivory Coast, Kenya, Cameroon, Nigeria, Senegal, Algeria, Central African Republic, Gambia, Ghana, Rwanda, Tunisia and Uganda.
  • The weekly limit of €2,500 applies to all EU countries (except France and Italy).
    • A weekly limit of €1,050 applies to France (including all customers with French T&Cs).
    • A weekly limit of €2,000 applies to Italy (including all customers with Italian T&Cs).

Some ATM providers may charge independent fees which we can’t reject or reverse. The ATM should display the fee before you complete the withdrawal. More information can be found here



  • The CASH26 withdrawal limit is €200 per transaction, and you can withdraw up to €900 in any 24-hour period. There’s no minimum amount for CASH26 withdrawals.
  • The minimum CASH26 deposit is €50 per transaction, and you can deposit up to €999 in a 24-hour period.
  • There also is a combined limit for withdrawals and deposits of 999€ per 24 hour.
    • N26 customers with an Italian IBAN can withdraw and deposit a maximum of 2000€ per week.