Which foreign exchange rate will I get?

When you use your N26 card to place transactions in foreign currencies, Mastercard’s exchange rates will be applied to the full purchase amount.

Good news: N26 doesn’t charge any extra fees for foreign transactions!

You can check Mastercard’s rates here: https://www.mastercard.us/en-us/personal/get-support/convert-currency.html (new tab) You can check the exchange rate and currency markup rate applied to a past transaction on N26 app and website via transaction details on the feed.

Please be aware that exchange rates are dynamic, so the transaction value can change until the final purchase amount is charged due to currency variation.