How to use Spaces?
To start using your Spaces, you’ll want to go to the ‘Spaces’ section in your N26 mobile or web-app. In the ‘Spaces’ homepage, you can view, enter and create Spaces.
Create a Space:
- Tap ‘Create a new space’ in the ‘Spaces’ homepage
- Select one of the below options:
- ‘Saving for a goal’ - Enter a saving goal amount and target date (optional).
- ‘Sharing money’ - Allows you to create a ‘Shared Space’.
- ‘Create now, decide later’ - Simply create a Space which you can add goals or rules to later.
- Then personalize your Space with a name and image
You now have a Space sub-account to better control your finances. Now let’s start using ‘Spaces’!
Move money between Spaces:
- Hold down on your ‘Main Account’ or another Space
- Then drag and drop into the Space you wish to move money to.
- You can then confirm the amount and the balance is updated right away.
Lock your Space:
You can lock and unlock a Space at any time from your mobile and web app. You are unable to move money into or out of a locked Space.
- Go into the Space you wish to lock/unlockTap the ‘manage’
- Then press ‘Lock Space’ or ‘Unlock Space’
- Enter your confirmation PIN
- The Space will be immediately locked or unlocked
Hide your Space balance:
You'll be able to hide the amount within the Space from your account's total balance.
- Go into the Space you wish to hide the balance for,
- Tap the ‘Settings’ cog (top-right corner)
- Select ‘Hide space balance’.
Manage your Spaces:
You can create rules, savings goals and enable Round-Up savings. Within the Space tap ‘Manage’:
- To create a savings goal, select ‘Create my goal’ (you can also edit this at a later date)
- Simply enter a goal amount and due date and then ‘Set goal’
- To enable/disable Round-Ups Savings, select ‘Manage Round-Ups
- Toggle ‘Enable Round-Ups’
- You will have the option multiply your spare change by x1, x2, x3 and x5 the amount moved from the remainder of your card transactions
- You can set-up rules within a Space to automatically move money between your Spaces and main account:
- Tap ‘Create a rule’
- Choose the Spaces or main account you wish to transfer money between
- Select the amount you wish to move
- Choose the frequency and date, then confirm
- You can also delete this rule by tapping edit and then the delete icon next to the rule