How to use Spaces?

To start using your Spaces, you’ll want to go to the ‘Spaces’ section in your N26 mobile or web-app. In the ‘Spaces’ homepage, you can view, enter and create Spaces.

1. Tap ‘Create a new space’ in the ‘Spaces’ homepage
2. Select one of the below options:
3. ‘Saving for a goal’ - Enter a saving goal amount and target date (optional).
4. ‘Sharing money’ - Allows you to create a ‘Shared Space’.
5. ‘Create now, decide later’ - Simply create a Space which you can add goals or rules to later.
6. Then personalize your Space with a name and image

You now have a Space sub-account to better control your finances. Now let’s start using ‘Spaces’!

1. Hold down on your ‘Main Account’ or another Space
2. Then drag and drop into the Space you wish to move money to.
3. You can then confirm the amount and the balance is updated right away.

You can lock and unlock a Space at any time from your mobile and web app. You are unable to move money into or out of a locked Space.

1. Go into the Space you wish to lock/unlockTap the ‘manage’
2. Then press ‘Lock Space’ or ‘Unlock Space’
3. Enter your confirmation PIN
4. The Space will be immediately locked or unlocked

You'll be able to hide the amount within the Space from your account's total balance.

1. Go into the Space you wish to hide the balance for,
2. Tap the ‘Settings’ cog (top-right corner)
3. Select ‘Hide space balance’.

You can create rules, savings goals and enable Round-Up savings. Within the Space tap ‘Manage’:

1. To create a savings goal, select ‘Create my goal’ (you can also edit this at a later date)
   1. Simply enter a goal amount and due date and then ‘Set goal’
2. To enable/disable Round-Ups Savings, select ‘Manage Round-Ups
   1. Toggle ‘Enable Round-Ups’
   2. You will have the option multiply your spare change by x1, x2, x3 and x5 the amount moved from the remainder of your card transactions
3. You can set-up rules within a Space to automatically move money between your Spaces and main account:
   1. Tap ‘Create a rule’
   2. Choose the Spaces or main account you wish to transfer money between
   3. Select the amount you wish to move
   4. Choose the frequency and date, then confirm
   5. You can also delete this rule by tapping edit and then the delete icon next to the rule