What are the benefits of N26 Smart?

If you’re an N26 Smart customer, or if you want to upgrade to N26 Smart, you’ll have the possibility to choose one of our five new colors when ordering a new card: Rhubarb, Ocean, Sand, Aqua, and Slate.

Once you upgrade to N26 Smart, you’ll receive 10 additional (new tab)Spaces (new tab).

Keep these (new tab) in mind when considering N26 Smart:

  • The N26 Smart Mastercard has no embossing: the card details, including the number, CVV code, and 10-digit token are printed on the back.
  • If you upgrade to N26 Smart, the monthly fee of €4,90 will be deducted directly from your N26 account every month starting on the date of your upgrade. 
  • If you’re a new customer who signed up to N26 Smart, your membership will be active as soon as the first fee is charged. This happens when you topped-up your account to cover the first monthly fee, but at the latest 15 days after you proved your identity. From then on, you’ll be charged your monthly fee on the same date every month.
  • The minimum membership is one year. Your contract automatically renews if you don’t cancel your membership (new tab) at least 4 weeks before the contract expires.
  • Please top up your account right after completing the sign up with at least the amount of the monthly Smart fee in order to receive the card.
  • You can purchase an extra N26 You card for a one-off fee of 10€ through your N26 app.