How to top up my account?

Once you are successfully verified, you'll be able to top up your account in several ways:

  1. CASH26 (in Germany, Austria, and Italy). Deposit cash through our partner stores;

  2. MoneyBeam. Instantly receive money from other N26 users;

  3. Debit card. If you have no previous transactions on your account, you'll be able to enter the card details from your other account within the N26 app. You can choose to deposit between 20€ and 150€. Please note that this feature is only available when topping up your account for the first time. Credit and prepaid cards are not accepted.

  4. SEPA transfer. The transfer must be in EUR and within SEPA. You’ll just need to provide your IBAN and your name as it’s written on the ID you used to create your account. You should also know that:

  • For the transfer details, make sure the recipient’s name is your name as it’s written on the identity document you used to prove your identity (especially if you have an N26 Business account – we don’t accept company names).

  • The transfer will be instant if the sending bank support SEPA instant outgoing transfers, if not, it will completed within one banking day. Due to the opening times of the participating banks, one banking day may stretch to two working days.

  • In France, your first transfer can only be sent from another one of your accounts. For all other regions, you can use any other bank account to make the transfer (it doesn’t have to be under your name).

Want to tell your friends about us and earn some money? Get €15 for each friend that you successfully refer to N26. Learn more about our Refer a Friend Program.