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    Who can sign up for N26 Business?

    ℹ️ Applies to Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Liechtenstein, Luxembourg, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland. 

    How do N26 Business accounts work? 

    N26 offers a wide range of Business accounts (new tab), designed for freelancers and the self-employed, with a Mastercard linked to their account, entitling them to up to 0.5% monthly cashback on all their business payments.

    (The cashback offered by N26 Business accounts is not the Government Cashback, which can currently be activated for all N26 Mastercards.)

    If you are interested in Allianz coverage or other Premium perks, besides the N26 Business (new tab) account, you can also opt for N26 Business You (new tab) , N26 Business Metal (new tab), or N26 Business Smart (new tab).

    Who can sign up for N26 Business? 

    N26 Business (new tab) accounts are reserved exclusively for freelancers enrolled in a professional register or order (such as architects, lawyers, pharmacists, and nurses), and other freelancers, i.e. the self-employed and individual entrepreneurs with a VAT number (such as designers, photographers, electricians, or owners of B&Bs and holiday homes with VAT numbers).

    However, it is not possible to sign up for an N26 Business in the name of a partnership (e.g., GPs and LPs), capital company (e.g., LLCs and INCs), or another entity, including subjects with legal status and liability. 

    What are the maximum limits for N26 Business accounts?

    The maximum daily payment limits for the N26 Business Mastercard (total amount within 24 hours) are: 

    • ATM withdrawals: €2,500
    • In-store or online payments: €5,000 

    The monthly limit for payments is €20,000. You can set your limits (new tab) for ATM withdrawals and payments directly in the Cards section of the app.

    On top of this, if you open an N26 Business You or N26 Business Metal account in Germany, Austria, or the Netherlands, you can apply for a Maestro card for your personal expenses 

    The maximum daily limits (within 24 hours) for bank transfers are: 

    • MoneyBeam to N26 customers: €1,000
    • Instant transfers: €100,000
    • Outgoing transfers: No limits 

    N26 Business doesn't support transfers in foreign currencies (new tab) made from the app but directly from the Wise (new tab) website. 

    B2B payments (transactions between industrial and commercial enterprises) are not supported.

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