How to earn money by inviting friends to N26?

You receive €15 every time you successfully refer a friend to N26 (up to €1500 maximum).

You can start inviting friends as soon as you have access to your account (in the app or the Web app(new tab)).

To receive your reward your friend must meet all our requirements:

  • Complete their sign up using your referral link or personal code.
  • Activate their Mastercard.
  • Complete 1 (in-store, online or ATM) transaction with their Mastercard worth a minimum of €15.

To invite friends:

  1. Log into the N26 app,

  2. From the Home screen, go to the Explore tab,

  3. Select Refer friends,

  4. Tap on your Referral Code to copy it and select one of the options available for sharing,

  5. Optionally, you can write a message to your friend or use the default,

  6. Tap Send!

Once your friend has fulfilled the requirements, you'll receive the bonus within 60 days. You can check the status of your referral bonus in the mobile app or N26 Web.

If your referral bonus hasn’t arrived yet, we’ve also collected a few reasons why.

*The link does not expire and it can be used at any time. Personal invite codes and links should only be used for personal and non-commercial purposes. This means you can share your invite link with your personal connections via social media as long as you are the primary content owner. N26 has the right to cancel the referral program at any time.

Currently, Friend referral rewards are only available for customers in Germany, Austria, Italy, France, Spain, Belgium, Luxembourg, Greece, Portugal, Ireland, the Netherlands, Finland, Estonia, Slovakia, Slovenia, Sweden, Switzerland, Norway, Denmark, Poland, Iceland and Liechtenstein.

You can find more information in the Refer a Friend Program T&Cs(new tab).