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    Does N26 support SWIFT transfers?

    Yes - but only incoming SWIFT-transfers thus far.

    Outgoing SWIFT-transfers are not yet possible. Follow us on social media #N26 and our Blog (new tab) to be among the first to know when that changes.

    Learn here how to make foreign currency transfers with N26.

    Learn here how long an incoming SWIFT-transfer takes.

    How much do SWIFT-transfers cost?

    • Incoming transfers above €150 will be charged with a 12.50€ fee + 0.1% on the amount received.
    • No fees apply to incoming transfers lower than €150.
    • The maximum fee is €100 per transaction.

    Who does the fee apply to?

    • If you signed up before 07.07.2021 and have a DE IBAN, the fee applies to you if you have an N26 Business Standard, Business Smart, or Business You account. (This means it doesn’t apply to N26 Standard, N26 Smart, N26 You, N26 Metal and N26 Business Metal.)
    • If you signed up before 07.07.2021 and have a ES IBAN, the fee applies to you if you have an N26 Business Standard, Business Smart, Business You or an N26 Standard, N26 Smart, N26 You account. (This means it doesn’t apply to N26 Metal or N26 Business Metal accounts.)
    • If you signed up after 07.07.2021 the fee applies regardless of your IBAN if you have an N26 Business Standard, Business Smart, Business You or an N26 Standard, N26 Smart, N26 You account. (This means it doesn’t apply to N26 Metal or N26 Business Metal accounts.)

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