How to activate my card?

• If you’re waiting to receive your N26 card, you can use it right away via Apple Pay or Google Pay before receiving the physical card. This feature will be available for 14 days starting from the day your card has been ordered. Within this timeframe, you will receive the physical card and your mobile wallet will continue working normally once the new card has been activated in your N26 app.

  Once you receive your physical card, you’ll need to activate it. You can do this in the app only after you connect your smartphone to your account. Or you can activate it directly from the web app(new tab).

  You’ll need your 10-digit token number: it’s found below your name on the front of your card (or on the back if you have an N26 You, N26 Metal, or Maestro card).

  • To activate your card on the N26 app, from the Home screen:

    • Go to the Actions tab,

    • Select Cards settings and swipe until you see the card you want to activate,

    • Tap Activate.

  • To activate your card on the web app, just select Activate card from the Home screen.

  If you live in France, Spain, Ireland, Greece, Finland, Estonia or in the UK you must make a first ATM withdrawal to fully activate your card.

  If you have multiple cards (for example, you ordered your card more than once or your delivery was delayed), you can only activate your most recent card. All other cards will be disabled.

  You’ll need to follow these activation steps every time you reorder a new card, like if your card is lost, stolen, broken, or you upgrade your account.   

  After you activate your card, the next step is choosing a card PIN.