How to close my account?

We’re sorry to see that you want to close your N26 account. We’d love to keep you as a customer — tell us what we can do better! If you have a premium N26 account, you can simply cancel your premium membership and switch to the free N26 Standard bank account. 

If you’ve decided to permanently close your N26 account, here’s what to do:

• For N26 Crypto, you'll need to sell your assets before being able to close your main N26 account.
• For Stocks and ETFs, you can sell your assets or transfer your portfolio to another platform. For portfolio transfer, please contact our support team in chat.

Make sure your account balance is €0. 

• If you still have money left in your N26 account, you should transfer it to another bank account.
• If your account balance is negative, top up your account so that  the balance is €0.

Click here to begin your account closure process online (new tab). You’ll first need to log in to verify your identity. The app will then guide you through the account closure process.

Make sure the balance of your Freelancer, Business, Instant Savings, or Joint Account account is €0.

Once the balance of all your secondary accounts is €0, click here to begin your account closure process online (new tab). You’ll first need to log in to verify your identity. The app will then guide you through the account closure process.

• Open your N26 app and select your Freelancer, Business, Instant Savings, or Joint Account.
• Select the gear icon (Settings) in the top right corner.
• Select "Empty and Close the Freelancer/Instant Savings/ Joint Account".
• Transfer any remaining funds to your N26 main account or to another account.
• Destroy your N26 card. For example, by cutting it up with scissors. You should cut the chip embedded into your card and the magnetic stripe on the back of your card, then dispose of the parts separately.

If you’re unable to log in to your N26 account, please email support@n26.com (new tab) from the email address linked to your N26 account with this cancellation form (new tab), signed by hand. The cancellation form includes:

• A declaration requesting the closure of your N26 account on a specific date, or “as soon as possible”,
• Your full legal name,
• The IBAN of your N26 account.
• If you have funds remaining in your main account or your Spaces sub-accounts, we’ll also need the IBAN of another bank account within the SEPA area (eurozone) to transfer your remaining balance.