Multi-asset savings plans: How billing works

This article explains how payments, charges, and billing work for your multi-asset savings plan.

How billing works

  • All assets in your plan are purchased with a single transaction from your Main Account.
    • You receive one order confirmation per asset successfully purchased.
  • You are only charged for assets that are successfully purchased.
  • If your balance is too low for all assets, only some may be bought (“partial execution”).

What happens if there are insufficient funds?

  • The system tries to buy assets in the order you set.
  • Once your balance runs out, remaining assets are skipped for that cycle.
  • You’ll receive a notification if any assets were not purchased.

How charges appear

  • The total amount debited matches the sum of all successfully purchased assets.
  • You can view transaction details in your N26 app.

Fees

  • Standard investment fees apply based on your N26 membership and the assets in your plan.

Need help?

If you have questions about charges or see unexpected transactions, contact N26 Support through the app.

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