How to create and manage a multi-asset savings plan
With N26, you can invest in multiple assets—such as stocks, ETFs, crypto, and ready-made funds (RMFs)—using a single savings plan. This guide explains how to set up, edit, and manage your plan.
What is a multi-asset savings plan?
A multi-asset savings plan lets you:
- Combine different asset types (stocks, ETFs, crypto, RMFs) in one plan
- Set custom allocations for each asset
- Invest with one transaction in a recurring schedule
Who can use this feature?
- Available in Austria, Germany, Belgium, Switzerland, Portugal, Ireland, France, and Spain
- You must have an active N26 account and meet investment eligibility criteria
How to set up a multi-asset savings plan
- Open the N26 app.
- Go to Investments.
- Select Create a new savings plan.
- Choose the assets you want to include (for example stocks, ETFs, crypto, or ready-made funds).
- Set an allocation for each asset.
- The total allocation must be exactly 100% to continue.
- Confirm your savings plan.
How to edit or delete your plan
- To edit your plan: Go to Investments > Select your plan > Manage. Adjust allocations or add/remove assets.
- To delete your plan: Go to Investments > Select your plan > Manage > Delete Plan.