How to request the average annual balance for your account?

You can download your average annual balance directly from the N26 app without needing to contact Customer Support. Follow the next steps in order to download it:

1. Login to the app and tap on the 3 dots on the top right 
2. Select Statements > Average annual balance 
3. Tap on the document. This will automatically launch the download.

Note: To download your average annual balance, ensure your N26 app (iOS and Android) is updated to its latest version.

If you require the average annual balance but can no longer access your N26 account, please reach out to our Customer Service via chat.

The average annual balance can help demonstrate your financial means in official processes, like applying for a Permanent Residence Card or residence authorization for international mobility (regulated as per Law 14/2013 (new tab)) at the Ministry of Inclusion, Social Security and Migration. Additionally, it may be required to verify your balance in court or with private entities.

This document also provides essential information for meeting your tax obligations in Spain (new tab), including declaring your N26 bank account with a German IBAN.

These bank documents are an official statement from N26 confirming the data on file and formally verifying your balance, without needing a handwritten or digital signature for validity.

Keep in mind that the document is only available in Spanish. In the same section, you'll find the average annual balance certificate for all years during which you've had an active N26 account.

The average annual balance is calculated by dividing the total of the daily balances of your current account by 365, regardless of the actual number of days in the year (including leap years) or the number of days the account was active or held a positive balance.

While banks aren't legally required to provide this certification, we've made the average annual balance available as a private message for easy access and download. Making our products and your financial information more transparent. Please note that your bank statement is sufficient proof of your balance and transactions, even without a handwritten or digital signature, if needed by administrative or judicial authorities.