What is a N26 Standard Account?

The N26 Standard account is a safe and intuitive digital current account that you can sign up to in minutes, right from your smartphone. It is beautifully simple and transparent, allowing you to receive, send and spend money confidently. The N26 Standard account is free*, giving you a simple and affordable solution for all of your financial needs.

What are the benefits of a N26 Standard Account?

Our N26 Standard account comes with the following benefits and features:

  • Free* current account: Our N26 Standard account is free to use (*after a balance of €50,000 or higher a deposit fee (new tab) may apply).
  • Virtual card: The account comes with a free virtual card that has a full PAN number and is ready to add to Apple or Google Pay for online and in shop purchases.
  • Physical N26 Mastercard: For an additional €10, you can receive a N26 Standard physical debit card (please note, you will need to have at least €10 available in your account to trigger card production and shipment).
  • Payments & Transfers: You can send and receive SEPA transfers using your N26 mobile app. Additionally, you can send money instantly to other N26 customers using Moneybeam.
  • Additional financial products: If eligible you can also apply for our additional financial products e.g Overdraft, Credit, Savings etc.
  • CASH26: Withdraw and deposit cash using our CASH26 feature (DE, AT and IT T&C’s).
  • Customer Support: You can get in touch with our incredible customer service team using the in-app chat feature or opening a chat from our website or web-app.

Our new N26 Standard account comes with a free virtual debit card. With an active standard account, you can make online and in-store payments. Additionally, you can add your virtual card to your Apple or Google pay wallet.