Which foreign exchange rate will I get?

Mastercard’s exchange rate applies to any foreign currency payment you make with your N26 card.

Good news: N26 doesn’t charge any extra fees for foreign transactions!

You can check Mastercard’s rates here (new tab).

On the N26 app and WebApp, you can check the original amount, the exchange rate, and the markup applied to a past transaction by viewing the transaction details on the feed.

The markup is the fee charged by Mastercard for a foreign currency payment. It's a small percentage of the European Central Bank (ECB) reference exchange rate.

Please be aware that exchange rates are dynamic, so the transaction value can change until the final purchase amount is charged due to currency variation.