Where can I withdraw cash for free?

  • With your N26 Mastercard you have a certain number of free ATM withdrawals in accordance with our Fair Use Policy.
  • You can also use the Mastercard ATM Locator to find ATMs that are free of charge.
  • Withdrawals via CASH26 are always free of charge in participating stores.
  • *For customers in Spain: Some ATM operators in Spain might charge an independent fee of around €2. In the meantime, here’s a list of all the banks whose ATMs are free to use: 
  • Abanca
  • Arquia
  • Banco Pichincha
  • Caixa Ontinyent
  • Caja de Ingenieros
  • Cajasur
  • Carrefour
  • EVO Banco
  • Ibercaja
  • ING
  • Kutxabank
  • Openbank
  • Unicaja

Find here more reasons why you could’ve been charged an ATM fee.

Please note: you might be charged a fee if the card you're using is from another country than the ATM. Usually, independent ATMs are more likely to charge you a fee.