What is N26 Instant Savings?
N26 Instant Savings is an easy-access savings account that’s 100% flexible and available for free in the N26 app. You can earn interest on your savings, and instantly withdraw anytime, without losing any interest you’ve already earned. Here's how you can sign up for N26 Instant Savings:
- Log in to the N26 mobile app
- Tap on Finances
- Select Instant savings next to the piggy bank icon
- Read and accept the general terms and conditions
Grow your money
Interest is calculated daily and paid out monthly. Your interest rate depends on your membership:
- N26 Standard, Smart, You: 2.26% TAE (2.26% TIN)
- N26 Metal: 3.8% TAE* (4.0% TIN)*
Access anytime
No need to lock your money away. You can deposit and withdraw any amount in seconds via the N26 app, as often as you like.
No extra fees
Open your Instant Savings account with just a few taps in the N26 app — for free.
100% flexible
With no minimum deposit and no penalties for withdrawals, you’re free to save at your own pace.