Round-Up Savings
If you are looking for a simple way to start saving money, Round-Up is a great option.
Round-Up Savings rounds up each card transaction you make and deposits the difference into a Space of your choice.
This means that the coffee you bought for $2.75 will be rounded up to $3.00 and the .25 difference will be automatically deposited into one of your Spaces. Not saving fast enough? You can use the Round-Up Multiplier feature to accelerate your savings 2-5 times!
Enabling Round-Up is quick and easy, just log into the N26 mobile application or Webapp:
- Go to Spaces.
- Select the Space that you want the Round-Up to go into.
- Tap/Click on Manage--> Manage round-ups.
- Set the Manage round-ups toggle to green.
- Choose your multiplier, then tap/click on Confirm.
- Start saving with your next N26 debit card purchase!
Frequently Asked Questions:
"Will Round-Up put me into overdraft?"
Nope! If you don't have sufficient funds in your account balance to cover the Round-Up, it will not occur.
"Can I have more than one Round-Up?"
At this time, you can only have one Round-Up going into one active account at a time.
"What happens if I close a Space that has Round-Ups going into it?"
If you close a Space then the Round-Up going into it will be disabled.
"Will the Round-Up happen immediately?"
No. The Round-Up will only happen once the transaction is fully settled. Consequently, the timing of the Round-Up may vary.