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How do I upgrade to Black?

ℹ️ Applies to all regions except Greece, Slovenia, the UK, Poland, Sweden, Denmark, and Norway

If you have an N26 bank account, you’re able to upgrade to N26 Black in the app: swipe right until you reach the Upgrade tab next to your current balance.

After choosing your preferred delivery method and accepting the N26 Black T&Cs, you’ll have to confirm your request by entering your Confirmation PIN. Then your new card will be on the way.

  • Standard deliveries take up to 10 business days whereas express deliveries take 3 business days.
  • The monthly membership fee of of €9,90 will be deducted directly from your account every month on the date of your upgrade.
  • The minimum contract period for the N26 Black membership is one year. Your membership will automatically renew unless you cancel it up to four weeks before the contract ends.

Want to tell your friends about us and earn some money? Get €15 for each friend that you successfully refer to N26. Learn more about our Refer a Friend Program.

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