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How do I upgrade to Metal?

ℹ️ Applies to Germany, Austria, France, Spain, and Italy

If you have an N26 bank account or are a N26 Black member already, you’re able to upgrade to N26 Metal in the app: swipe right until you reach the Upgrade tab next to your current balance.

Choose your preferred delivery method, color (charcoal black, quartz rose, or slate grey), and accept the N26 Metal T&Cs. Once your confirm your request by entering your Confirmation PIN, your new card will be on the way.

  • Standard deliveries take up to 10 business days whereas express deliveries take 5 business days.
  • The membership fee of €16,90 will be deducted directly from your account every month on the date of your upgrade.
  • The minimum contract period for the N26 Metal membership is one year. Your membership will automatically renew unless you cancel it up to four weeks before the contract ends.
  • All purchases and travel booked using your N26 Black Mastercard will remain insured.
  • If you’re already a N26 Black member, you don’t have to pay the fees for the N26 Black membership on top.

Want to tell your friends about us and earn some money? Get €15 for each friend that you successfully refer to N26. Learn more about our Refer a Friend Program.

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