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What are the benefits of N26 Black?

ℹ️ Applies to all regions except Greece, Slovenia, the UK, Poland, Sweden, Denmark, and Norway

Upgrade to N26 Black and you’ll receive 10 additional Spaces as well as the N26 Black insurance package, provided by Allianz Global Assistance*, which covers a broad range of personal and financial benefits:

  • Travel insurance. Reimbursement of medical expenses abroad, for travel cancellations after a medical emergency, expenses incurred during a flight delay of more than 4 hours, expenses in the event of a checked-in luggage delay of more than 6 hours, and medical repatriation expenses.
  • Extended warranty. Extension of an existing manufacturer's warranty by up to one year for insured equipment.
  • Cash protection. Compensation for a robbery up to 4 hours after withdrawing money from an ATM using your N26 Black Mastercard.
  • Mobile phone theft insurance. Compensation if your smartphone is stolen in your home country or abroad.

Keep these in mind when considering N26 Black:

  • The N26 Black Mastercard has no embossing: the card details, including the number, CVV code, and 10-digit token are printed on the back.
  • If you upgrade to N26 Black, the monthly fee of €9,90 will be deducted directly from your N26 account every month starting on the date of your upgrade. If you’re a new customer, the first fee will be deducted 15 days after you prove your identity. From then on, you’ll be charged your monthly fee on your sign-up date.
  • The minimum membership is one year. Your contract automatically renews if you don’t cancel your membership at least 4 weeks before the contract expires.
  • In addition to the monthly membership fee for N26 Black, there may be additional costs for ATM withdrawals for users in Germany. For more information, see our Fair Use Policy.

*Allianz Global Assistance Europe trade name of AWP P&C S.A. - Dutch branch, and member of the Allianz Group.

Want to tell your friends about us and earn some money? Get €15 for each friend that you successfully refer to N26. Learn more about our Refer a Friend Program.

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