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N26 Black: What our Black card offers you

(Applies to Germany, Austria, Ireland, France, Spain, Italy, the Netherlands, Belgium, Portugal, Finland, Lithuania, Latvia, Luxembourg, Estonia and Slovakia only)

With N26 Black membership, you'll enjoy all the benefits of our regular N26 bank account, such as real-time NFC payments and security features, along with our ultra-modern matte black Mastercard and a comprehensive package of travel and consumer insurance.

The N26 Black Mastercard has no embossing. The card details, including the number, CVV code and ten-digit ID, are printed on the back.

The N26 Black insurance package, provided by Allianz Global Assistance*, covers a broad range of personal and financial benefits:

  • Travel insurance: Reimbursement of medical expenses abroad, for travel cancellations after a medical emergency, expenses incurred during a flight delay of more than 4 hours, expenses in the event of a checked-in luggage delay of more than 6 hours, and medical repatriation expenses.
  • Extended warranty: Extension of an existing manufacturer's warranty by up to one year for insured equipment.
  • Cash protection: Compensation for a robbery up to 4 hours after withdrawing money from an ATM using your N26 Black Mastercard.
  • Mobile phone theft insurance: Compensation if your smartphone is stolen in your home country or abroad.

Find out here how to make an insurance claim. The full terms and conditions and benefits can be found here.

The minimum period for N26 Black membership is 1 year. It is automatically renewed for another year if you do not cancel it at least one month before it expires.

If you are already an N26 customer and switch to N26 Black, the monthly membership fee of 5.90 euros will be collected directly from your N26 account at monthly intervals starting from the date of your upgrade. If you are a new customer, the first fee will be collected 15 days after verification of your identity is completed, and thereafter at monthly intervals from the activation date.

In addition to the fee for N26 Black membership, there may be additional costs for cash withdrawals at ATMs for users from Germany. For more information, see our Fair Use Policy.

*Allianz Global Assistance Europe trade name of AWP P&C S.A. - Dutch branch, and member of the Allianz Group.

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