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What is a N26 Flex account?

ℹ️ Applies to Germany

We’ll offer you an N26 Flex account if you don’t meet the minimum credit requirements to open an N26 bank account:

  • We charge a monthly account management fee of €6. We debit this fee directly from the account. The first fee is deducted 10 days after the account is opened. After that we’ll deduct the amount every month on sign-up date. Make sure you have sufficient funds in your account to cover these payments in order to avoid overdraft fees.
  • Cash withdrawals at ATMs or from one of our 9.000 CASH26 retailer partners are €2 each. Both are debited immediately.
  • N26 Flex can’t be combined with N26 Business, N26 Business Black, N26 Black, or N26 Metal.
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