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Authorisation: Why retailers block amounts without collecting them.

The fact that we offer you banking in real time means that you are also able to see the processes going on behind your account, which others do not see - such as, for example, requests for verification of your N26 Mastercard. By making such enquiries, retailers and other service providers block an amount, without actually collecting it. After a period of 7 to 12 days, authorisation lapses and the money is again credited to your balance.

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