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How long do transfers take?

All domestic and international SEPA transfers are completed within one banking day. However, due to the opening times of the participating banks, one banking day may stretch to two working days.

With MoneyBeam, you can transfer money to other N26 customers instantly. Times vary for foreign currency transfers with TransferWise (but you’ll see an estimated transfer time when you create the transfer).

You'll need to confirm each type of transfer via push message in the app before we send anything out.

If your transfer is outside of these estimated time frames, we've collected a few reasons why your SEPA or foreign currency transfer failed.

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