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Opening an account: How to open an N26 account

You can open an N26 account if you are at least 18 years old, are a permanent resident of a supported country, and own a compatible smartphone.

During registration, we'll ask for your:

  • first and last name
  • email address
  • home address and mobile telephone number
  • date of birth
  • nationality
  • the country in which you were born

You will also need a supported ID to verify your identity.

In addition, you need to agree to our Terms and Conditions and allow us to carry out a credit assessment. If you don't meet the conditions required to open an N26 account, you may be able to open an N26 Flex account.

To begin the registration process, create a user account in the N26 app on your smartphone or in the N26 WebApp. Please confirm your email address using the link we send you. You will then be able to verify your identity and link your smartphone to your new account. At that point, you're able to transfer money to your current account via SEPA.

After a couple of days, you'll receive your N26 Mastercard by post.

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