How do I open my N26 account?
You can open an N26 account if you:
- are at least 18 years old
- are a resident of a supported country
- own a compatible smartphone
- hold a supported ID
If you meet all these requirements, you can open an N26 account in the app on your smartphone or in the WebApp by entering your personal details and an email address. If you don't meet our minimum creditworthiness criteria, we may offer you an N26 Flex account. Then:
Step 1: After confirming your email and shipping address, you’ll be able to prove your identity and connect your smartphone to your new account.
Step 2: At that point, you're able to top up your account via SEPA transfer or deposit cash using CASH26 (if you’re in Germany).
Step 3: After a few days, you'll receive your N26 Mastercard by post.
Want to tell your friends about us and earn some money? Get €15 for each friend that you successfully refer to N26. Learn more about our Refer a Friend Program.