Are N26 accounts FDIC-insured?

Yes - N26 accounts are FDIC-insured through our partner bank, Axos Bank®, Member FDIC. This means that deposits in N26 accounts are insured up to $250,000.

Please note that all deposit accounts of the same ownership and/or vesting held at Axos Bank® are combined and insured under the same FDIC Certificate 35546, and that all deposit accounts through Axos Bank® brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank®.

This means that if you have an Axos Bank® account (non-N26) in addition to an N26 account, the total coverage will be $250,000.