Perks

With Perks, you can earn cash back when you shop, travel, and dine out with your N26 card. You can also unlock exclusive discounts from your favorite brands and save money with our monthly subscription Perks.

Frequently Asked Questions:

"What is the difference between a cashback and a discount Perk?"

Cashback allows you to get money back on everyday spending including groceries, gas, travel, restaurants, fashion, and more at participating merchants in your area. There is no need to sign up or opt-in, and you can find participating locations right from the N26 app. Cashback will be automatically deposited into your account every fifteen (15) days. Discounts, on the other hand, are exclusive offers and discounts from some of your favorite brands. New discount partners are added often, so be sure to check the app for the latest offers. 

"How long does it take to get my cashback?"

The cashback will be automatically deposited into your account every fifteen (15) days, but it could take up to thirty (30) days.

"How to sign up for a discount Perk?"

Signing up for a subscription Perk is simple via the N26 mobile app.

  1. In the app, tap on the Explore tab.
  2. Tap on Subscriptions.
  3. Select from one of the available subscription partners!

"How to unsubscribe from a discount Perk?"

You can easily unsubscribe via the N26 mobile or web app.

  1. In the app, tap on the Explore tab.
  2. Tap on Subscriptions.
  3. Tap on the partner that you wish to unsubscribe from.
  4. You will see a confirmation message that you have been unsubscribed.

"How many discount Perks can I enroll in?"

You can only subscribe to one discount Perk at a time.

"Is there a cost to subscribing?"

No, there is no cost to subscribing to a Perk. In fact, these Perks are here to save you money!

"Does this work for any subscription, i.e. family plans?"

No, only monthly plans for one user are eligible for discount Perks.

"What payment method do I have to use in order to get a cashback or a discount Perk?"

You must pay for your purchase directly with your N26 Visa® debit card, if another form of payment is used, the cashback or discount will not be applied.  To ensure that you get the benefit you deserve, you may have to go into your account and verify that the card on file, and being charged, is your N26 Visa debit card. Transactions made through third parties or with electronic wallets such as Apple Pay* and Google Pay** are not eligible for discounts or cashback under our Perks program. 

"Will the discount cashback appear as a statement credit?  If so, when?"

Yes. If applicable, the subscription cashback will appear on your transaction list as ‘Monthly Perk'.  The cashback benefit is applied as soon as your payment for the monthly subscription comes through, which is typically the billing date of the subscription.

"Who are your current Perks partners?"

To further enhance your N26 experience, we are constantly adding new partners. To see the current list of Perks partners:

  1. Log into the N26 mobile application.
  2. Tap Explore.
  3. To see our current cashback partners, tap Cashback.
  4. You can search for partners by location, brand, or even category!

Please keep in mind that our Perks are always changing. Make sure to take a look at the details of a Perk before selecting one.

*Apple and Apple Pay are trademarks of Apple Inc. For a list of compatible Apple Pay devices, see https://support.apple.com/en-us/HT208531 (new tab).

**Google and Google Pay are trademarks of Google LLC.  For a list of compatible Google Pay devices, see https://support.google.com/pay/answer/7643995 co=GENIE.Platform%3DAndroid&hl=en (new tab)