How do I open an N26 account?

Opening an N26 account is easy and can be done in 5 minutes. Think banking can’t be fast, flexible, and transparent? Think again.

You can open an account using your compatible phone or from the N26 website.  In order to open an account, you must:

  1. Be at least 18 years old

  2. Be a US Citizen or a US permanent resident with a valid social security number

  3. Own a compatible phone

Here is how the account sign-up process works:

  1. We will first ask you to provide us with the following personal information via the N26 website(new tab) or mobile application:

    • First & Last Name
    • Date of Birth
    • Social Security Number
    • Physical Home Address
    • Mobile Phone Number
    • Email Address
  2. We will then ask you to submit official documentation via the mobile application as the final step in the verification process. Acceptable documentation includes:

    • U.S. State Issued ID (Front and Back image of ID)
      • Note: NYC ID is acceptable
    • U.S. State Driver’s License (Front and Back image of ID)
    • Passport with Photograph (Biographic data and Signature page)
    • Permanent Resident Card or Resident Alien Card (Green Card)
    • Passport Card 
    • U.S. Uniformed Services Privilege/Military ID (USPIC)
    • Armed Forces ID (Common Access Card)
    • Native American Tribal ID
  3. Once your information has been verified, the next step for you is to add money to your account. We make it easy to fund your N26 account by a number of different methods. Check out our article "How do I add money to my N26 account?(new tab)" to learn more.

  4. Next, we will ship out your N26 Visa® debit card by USPS.

    • Look out for delivery within 5-7 business days.

That’s all there is to it. If you would like more information, just reach out to our fantastic customer support team via phone, chat, or email.

Have questions about opening an N26 account in another country? Click here(new tab) to be taken to our EU Support Center to learn more.