What is the maximum I can spend?
The maximum daily limits (total sum within 24 hours) for card payments are:
ATM withdrawals: €2.500 (or €600 in Togo, Congo, Benin, Ivory Coast, Kenya, Cameroon, Nigeria, Senegal, and Algeria for French customers)
In-store or online payments: €5.000
You can set your own daily ATM withdrawal and payment limits within our limits directly in the app by tapping 👤 My Account then Card settings.
The maximum daily limits (rolling 24 hours) for bank transfers are:
MoneyBeam to N26 customers (both parties must be visible): €1.000
MoneyBeam to non-N26 customers: €100
Outgoing transfers: €50.000
Incoming transfers: No limit
The maximum monthly limit (total sum) for card transactions is €20.000*.
*a monthly limit of €10.000 applies to ATM withdrawals for customers who opened their account in France.
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