How to upgrade to Metal?

ℹ️ Available in Germany, Austria, France, Spain, Italy, and the UK

The card is available during initial sign-up, or by upgrading in the mobile app if you already have a N26 bank account or a N26 Black membership. To upgrade to Metal from the mobile app:

  • For iOS: log into the app mobile simply tap on the Explore tab next to the + button. Then select Get Metal and choose between a charcoal black, quartz rose, or slate grey card.

  • For Android: log into the app mobile and swipe right until you reach the Upgrade tab next to your current balance.  Then select Get Metal and choose between a charcoal black, quartz rose, or slate grey card.

Choose your preferred delivery method and accept the N26 Metal T&Cs. Once you confirm your request by entering your Confirmation PIN, your new card will be on the way.

  • Standard deliveries take up to 10 business days whereas express deliveries take 5 business days.

  • The membership fee of €16,90 (£14.90 in UK) will be deducted directly from your account every month on the date of your upgrade.

  • The minimum contract period for the N26 Metal membership is one year. Your membership will automatically renew unless you cancel it up to four weeks before the contract ends.

  • All purchases and travel booked using your N26 Black Mastercard will remain insured.

  • If you’re already a N26 Black member, you don’t have to pay the fees for the N26 Black membership on top.

Want to tell your friends about us and earn some money? Get €15 for each friend that you successfully refer to N26. Learn more about our Refer a Friend Program.