Who can get a Basiskonto?

You can open a free N26 bank account through our website or by downloading our app.

The German Payment Accounts Act (Zahlungskontengesetz or ZKG) also gives all consumers who legally reside in the European Union the right to hold a basic payment account. This applies to those who live in a supported country.

The N26 Basiskonto comes with a monthly 6€ account management fee. You can find all other fees in our pricing lists.

If you don’t have a bank account at N26 or at any other financial institution in Germany yet, you can apply. Under some circumstances, N26 is allowed to reject your request.  

Please note that some products and services such as N26 Overdraft, N26 Credit, N26 You, or N26 Metal are not accessible with an N26 Basiskonto.