PSD2 - Open Banking for Third Party Providers

Dedicated Interface

We are partnering with Token.io(new tab) to provide and support a dedicated interface for third-party payment service providers (''TPPs''). The complete documentation and the on-boarding instructions can be found in the Token.io developer portal(new tab).

Contingency Mechanism 

As part of its legal obligations under PSD2, N26 has implemented a contingency mechanism, which provides the following:

  1. Reliable identification of a TPP via possession of a valid Qualified Website Authentication Certificate (QWAC);

  2. Secure and authorised access to an account

TPPs may access our contingency mechanism via the following URL:

https://tpp.tech26.de

Access to the above URL and establishing the TLS connection requires implementation of a qualified certificate.

In order to obtain the detailed technical documentation a TPP may contact N26 via open.banking@n26.com and  provide N26 with a valid eIDAS certificate (QWAC). After reviewing the validity of the certificate, N26 will provide a TPP with the requested detailed documentation and support.