How to use Moneybeam?

MoneyBeam allows you to send money to your smartphone’s contacts without knowing their bank account details. For this to work, both users have to make themselves visible.

In order to send a MoneyBeam, log into the app:

  1. Tap + then MoneyBeam

  2. Choose a contact from your list (N26 users are identified with a blue dot)

  3. Enter the amount and a reference text

  4. Confirm with your Confirmation PIN and the push message you receive

N26 customers will receive the transfer instantly whereas non-N26 customers will get a link (by text message or email) where they can enter their bank account details and receive the transfer within 2 banking days. If the recipient doesn’t collect the MoneyBeam within 7 days, it’ll return to the sender’s account.

You can send up to €1.000 to other N26 customers and up to €100 to non-N26 customers within a 24-hour period.

Want to tell your friends about us and earn some money? Get €15 for each friend that you successfully refer to N26. Learn more about our Refer a Friend Program.