Can I open an account if I live outside the eurozone?
ℹ️ Applies to all regions
If you live in Poland, Sweden, Denmark, Norway, Liechtenstein and Iceland, you may open an account with us. We offer:
The choice between a standard bank account or N26 Business.
Accounts in €, a German IBAN, and transfers with SEPA or Moneybeam.
Good currency conversion with your Mastercard debit card.
Customer Support in English.
Free shipping of your Mastercard debit card or €25 for express.
Foreign currency transfers with Transferwise (with the standard account).
0.1% cashback on all card payments (for Business accounts).
2 spaces in addition to the main account.
€15 for every friend you successfully invite to N26 with our Refer a Friend Program.
Tips for incoming and outgoing transfers:
We recommend choosing your local currency to get the best exchange rate when using your Mastercard for purchases or to withdraw cash (if not, additional fees may apply).
To top up your account using your local currency, we recommend using Transferwise in the app or on their website or converting your currency via SEPA transfer using your local bank.
For outgoing transfers to € accounts, simply use the app's internal SEPA transfer. For outgoing transfers to non-€ accounts, use TransferWise in the app.*
*Please note: TransferWise is unavailable for N26 Business accounts (only SEPA transfers in EUR).